Terms of Service for AdGuard Wallet

IMPORTANT: THESE TERMS OF SERVICE (the “Terms” or the “Agreement”) ARE A LEGAL AGREEMENT BETWEEN YOU (AN INDIVIDUAL OR ENTITY) AND ADGUARD WALLET LIMITED (THE “Rightsholder,” “we,” “us,” or “our”). BY INSTALLING OR USING THE SOFTWARE, YOU ACCEPT THESE TERMS AND CONFIRM THAT YOU HAVE READ AND UNDERSTOOD THEM AND ANY DOCUMENTS REFERRED TO HEREIN, INCLUDING OUR PRIVACY POLICY. IF YOU DO NOT AGREE, DO NOT INSTALL OR USE THE SOFTWARE.

You represent and warrant that you have the right, authority, and capacity to accept this Agreement and to abide by it, and that you have fully understood the terms hereof without any impairment in judgment resulting from (but not limited to) mental illness, intoxication, medication, or any other health or other problem that could impair judgment.

You may use the Software only if permitted by the laws of your jurisdiction and only if you are not subject to sanctions or restrictions imposed by any of the following authorities: the European Union or any of its Member States, the United Nations Security Council, the United Kingdom, the United States (including OFAC and the U.S. Department of Commerce’s BIS lists), or the Republic of Cyprus.

You further represent and warrant that you are not (i) located in, or a resident or national of, any country or territory that is subject to comprehensive sanctions by the authorities listed above, nor (ii) designated on any sanctions list issued by those authorities.

AdGuard Wallet Limited does not conduct or require screening beyond the sanctions regimes listed above.

If you have any doubts about your rights and obligations resulting from this Agreement, please consult a lawyer or other legal advisor in your jurisdiction. Consequently, if you do not accept or understand this Agreement, please do not use, install, access, or register with the Software. If the terms of this Agreement are considered an offer, acceptance is expressly limited to this Agreement.

1.1. Rightsholder (or “we”, “our”, “us”, or “AdGuard”) means AdGuard Wallet Limited, a limited liability company registered in Cyprus, under Registration Number ΗΕ 476642.

1.2. Software refers to the AdGuard Wallet application, including any related services, documentation, and updates provided solely by the Rightsholder.

1.3. User(s) (or “you”, or “yours”) means an individual or legal entity who accepts this Agreement.

2.1. Subject to the terms of this Agreement, we grant you a limited, revocable, non-exclusive, non-sublicensable, non-transferable license to install and use the Software solely in accordance with this Agreement and for personal, non-commercial purposes on supported mobile devices. Except as provided in this Section 2, you obtain no rights under this Agreement from us, our affiliates, or our licensors to the Software, including any related intellectual property rights.

2.2. The Software is provided free of charge and does not require user registration or license activation.

3.1. You will not use the Software in any manner or for any purpose other than as expressly permitted by this Agreement.

3.2. Unless authorized, you will not, or will not attempt to modify, distribute, alter, tamper with, repair, or otherwise create derivative works of any content included in the Software (except to the extent content included in the Software is provided to you under a separate license that expressly permits the creation of derivative works).

3.3. You will not:

3.4. You agree not to misrepresent or overstate the nature of our relationship, including by implying that we support, sponsor, endorse, or contribute to you or your business activities. You shall not suggest any affiliation or partnership with us, except where explicitly permitted under this Agreement or otherwise expressly authorized in writing.

The Software is the intellectual property of AdGuard Wallet Limited and is protected by copyright and other applicable laws. All rights not expressly granted herein are reserved.

5.1. The Software is designed with the best practices in privacy and we will only collect data when it’s strictly necessary to provide our services. AdGuard Wallet is a non-custodial wallet software for digital assets and with a decentralized nature, is programmed to process the minimum amount of data as necessary to provide its services. The information accessed will vary based on our relationship or interaction with you.

5.2. Optional features may involve minimal diagnostic or technical data processing, performed only with your explicit consent, as further detailed in the Privacy Policy.

5.3. For further information, please refer to the AdGuard Wallet Privacy Policy, available via the official website.

6.1. The Software is non-custodial. The Rightsholder does not store, manage, or have access to your private keys, recovery (seed) phrases, or crypto assets. You have full and sole control over your wallet and funds.

6.2. You are solely responsible for securely storing and backing up your recovery phrase. Loss of this phrase will result in permanent and irreversible loss of access to your wallet and assets. The Rightsholder cannot recover this information.

6.3. The Software performs all cryptographic operations locally on your device. Private keys and recovery phrases are not transmitted or stored by the Rightsholder.

6.4. The Software may allow the creation of an encrypted backup of wallet data. Such backup files are stored either locally or in a cloud location of your choosing (e.g., Google Drive, iCloud), depending on your device configuration. AdGuard has no access to the contents of the backup or the encryption key protecting it. You are solely responsible for managing your backup credentials. Loss of the file or key may result in irreversible loss of access to your wallet.

6.5. The Software may rely on third-party services, including public and private blockchain nodes, explorers, and price aggregators. The Rightsholder is not responsible for errors, delays, or unavailability caused by these third-party services. Certain content, products, and services in connection with the Software may include materials from third parties. Third-party links in the services may direct you to third-party websites that are not affiliated with AdGuard. We are not responsible for examining or evaluating the content or accuracy, and we do not warrant and will not have any liability or responsibility for any third-party materials or websites, or for any other materials, products, or services of third parties.

6.6. We are not liable for any harm or damages related to the purchase or use of goods, services, resources, content, or any other transactions made in connection with any third-party websites. Please review carefully the third-party's terms of use, privacy policy, and other policies and make sure you understand them and agree to abide by them before you engage in any transaction. Complaints, claims, concerns, or questions regarding third-party products should be directed to the third party.

6.7. You are fully responsible for verifying transaction details before confirmation. The Rightsholder shall not be liable for losses resulting from user error, such as sending funds to an incorrect address or selecting an unsupported blockchain.

7.1. The Software is provided “as is”, without warranty of any kind.

7.2. The Rightsholder does not guarantee uninterrupted operation, accuracy of blockchain data, or any financial outcome.

7.3 Network fees are determined by the relevant blockchains. We do not control, collect or refund such fees and are not liable for failed or delayed transactions due to fee settings or network conditions.

7.4 The Software is intended for Users who are 18 years of age or older, and any registration by, use of or access to the Software by any natural person under 18 is unauthorized, unlicensed, and in violation of this Agreement.

7.5. By using the Software, you represent that you are 18 or older and that you agree to and will abide by this Agreement. If You violate any of the terms of this Agreement, or otherwise violate any agreement or policy/procedure between you and the Rightsholder, the Rightsholder may terminate this Agreement with you.

7.6. We rely on emerging technologies. These emerging technologies are subject to increased risk through your potential misuse of things such as public/private key cryptography, or failing to properly update or run software to accommodate protocol upgrades. By using our Software, you explicitly acknowledge and accept these heightened risks. You represent that you are financially and technically sophisticated enough to understand the inherent risks associated with using cryptographic and blockchain-based systems and that you have a working knowledge of the usage and intricacies of crypto-assets. In particular, you understand that we do not operate any blockchain protocols, communicate or execute protocol upgrades, or approve or process blockchain transactions on behalf of you. With respect to third parties, you acknowledge that social engineering scams including, but not limited to “pig-butchering” schemes may be perpetrated by malicious actors. You agree that you, and you alone, are responsible for any transactions or agreements you enter into with such third parties, and for any resulting loss or injury.

7.7. You further understand and accept that digital assets present market volatility risk, technical software risks, regulatory risks, and cybersecurity risks. You understand that the cost and speed of a blockchain-based system is variable, that cost may increase dramatically at any time, and that cost and speed is not within the capability of AdGuard to control. You understand that protocol upgrades may inadvertently contain bugs or security vulnerabilities that may result in loss of functionality and ultimately funds.

7.8. You understand and accept that AdGuard does not control any blockchain protocol, nor does AdGuard control any smart contract that is not otherwise offered by AdGuard as part of the Software. You understand and accept that AdGuard does not control and is not responsible for any technical changes to any blockchain protocol, including consensus changes, upgrades, forks, or failures of any kind.

7.9. You agree that you alone, and not AdGuard, is responsible for any transactions that you engage in with regard to supporting any blockchain protocol whether through transaction validation or otherwise, or any transactions that you engage in with any third-party-developed smart contract or token, including tokens that were created by a third party for the purpose of fraudulently misrepresenting affiliation with any blockchain project. You agree that AdGuard is not responsible for the regulatory status or treatment in any jurisdiction of any crypto-asset that you may access or transact with using our Software. You expressly assume full responsibility for all of the risks of accessing and using the offerings to interact with blockchain protocols.

7.10. Users based in the United States acknowledge that AdGuard Wallet is a non-custodial software tool and not a financial service. The application does not engage in money transmission, custody of funds, or facilitation of fiat-to-crypto conversions. Users remain solely responsible for their private keys and crypto-assets.

7.11. No part of the information from this Agreement should be considered to be business, legal, financial, or tax advice regarding the Software or the services related to this Software. You should consult your own legal, financial, tax, or other professional advisor regarding the matter. By using the Software, you represent that the Rightsholder is responsible neither for obtaining the information about tax or similar obligations arising in relation to the usage of the Software nor for the fulfillment of such tax (or similar) obligations.

8.1. We are not responsible for unauthorized access to the Software or your account, including any access that occurred as a result of fraud, phishing, or other criminal activity perpetrated against you by third parties.

8.2 You are solely responsible for properly configuring and using the Software and otherwise taking appropriate action to secure, protect, and backup your accounts and/or your Content in a manner that will provide appropriate security and protection, which might include use of encryption. If you are not able to be responsible for your own account security, or do not want such an obligation, then you should not use the Software. Your obligations under this Agreement include ensuring any available Software updates or upgrades you are using are promptly installed or implemented, and recording and securely maintaining any passwords or secret recovery phrases that relate to your use of the Software. You acknowledge that certain methods of securing your secret recovery phrase, such as storing it as a digital file anywhere, including on your personal device or on a cloud storage provider, increase the risk that your account or secret recovery phrase will be compromised. You further acknowledge that you will not share with us nor any other third party any password or secret recovery phrase that relates to your use of the Software, and that we will not be held responsible if you do share any such password or phrase, whether you do so knowingly or unknowingly. For the avoidance of doubt, we take no responsibility whatsoever for any theft of a secret recovery phrase that involved intrusion through any means into your personal device or a cloud provider’s data repository.

9.1 To the extent we provide you with credentials and API authentication generated by the Software, such credentials and API authentication are for your use only and you will not sell, transfer, or sublicense them to any other entity or person.

9.2 For the avoidance of doubt, the terms of this Agreement apply to AdGuard Wallet and any related software through which you generate a public/private key pair (which can be thought of as a blockchain account and related password) either with a blockchain protocol directly or with Third-Party Services such as decentralized applications. You are solely responsible for the use and security of these security keys and that we will not be held responsible if you share any keys or secret recovery phrases with anyone else, whether knowingly or unknowingly.

10.1. To the fullest extent permitted by law, the Rightsholder shall not be liable for loss of profits, revenue, goodwill, or for any indirect, incidental, consequential, or special damages, business interruption, or punitive damages arising out of or related to the use or inability to use the Software.

10.2. In no event shall the aggregate liability of the Rightsholder, together with its affiliates, arising out of or related to this Agreement (whether based on negligence or any other legal theory), exceed the total amount paid by you under this Agreement for the Software giving rise to the liability in the twelve (12) months preceding the first incident from which the liability arose. If no fees have been paid, the liability shall not exceed one hundred euros (100 €). This limitation applies regardless of whether the action is in contract or tort and irrespective of the theory of liability. The Rightsholder shall have no liability to you with respect to the Software except to the extent that damages are determined by a final judgment of an arbitrator.

11.1. The obligations and liabilities of the parties incurred prior to the termination date will survive the termination of this agreement for all purposes.

11.2. The Rightsholder may update, modify, or discontinue the Software at any time without prior notice.

11.3. From time to time, the Rightsholder may modify or amend these Terms. Your continued use of or access to the Software constitutes your acceptance of those changes.

11.4. Notification of the User of the amendments and/or additions made hereto shall be made by a notification within the Software’s interface, or at the Rightsholder’s discretion, the User may be additionally notified by any other means specified in the present Terms.

12.1. The Software may interact with third-party service providers, including—but not limited to—blockchain node operators, swap and on-ramp operators, explorers, liquidity aggregators, price feed providers, and analytics or routing services (“Third-Party Services”).

12.2. You understand and acknowledge that, in order to improve transaction quality, routing efficiency, or user experience, the Software may enable you to access swap functionality or purchase digital assets through third-party services (“Swap Services” and “On-Ramp Services”). These features are operated by independent providers, not by AdGuard Wallet Limited. By using these features, you agree to review and accept the third-party providers’ terms of use, privacy policies, and fee schedules before initiating any transaction. AdGuard Wallet Limited is not responsible for any losses, delays, exchange rates, or additional fees charged by such third parties or your bank or card issuer.

12.3. AdGuard does not have access to, or control over, any fiat currency, crypto assets, or private keys used in connection with the Swap or On-Ramp Services. You remain solely responsible for securing your funds and verifying all transaction details prior to confirmation.

12.4. AdGuard Wallet Limited may receive a revenue share or technical integration fee from such partners; however, this does not imply control, endorsement, or responsibility for their services.

12.5. These Third-Party Services may engage in separate commercial relationships and may receive fees or rewards from their role in transaction execution, priority inclusion, improvements in price execution, or fulfillment of limit orders. Such fees are not collected by AdGuard and do not constitute a charge to the User imposed by AdGuard.

12.6. You are solely responsible for evaluating the behavior, fees, or implications of using Third-Party Services that can be further accessed through the Software.

12.7 You may seek or receive technical or product support, information, advice, or guidance from us regarding the Software, including via Third-Party Services chat interface, or email. All support made available or provided by or on behalf of AdGuard is believed to be reliable, but we do not make representations or warranties, express or implied, as to its accuracy, its completeness, or the results to be obtained. Such support is being provided for informational purposes only and, by accepting such support, you are representing that you have adequate skill and experience regarding the proper selection, use, and/or application of Software at your own discretion and risk. With the exception of instances of gross negligence, you hold us harmless for any injury that may result from the support you receive from us. You are aware that our team’s support efforts may be impersonated by malicious third parties, and you agree that we are not responsible for the actions of such impersonators. You further acknowledge that we will not offer support via SMS and that we will never ask you for your private key or secret recovery phrase or for you to make a payment to us.

If you have any questions or concerns regarding this Agreement, please contact us.

Email: support@adguard-wallet.com Website: adguard-wallet.com

© 2025 AdGuard Wallet Limited. All Rights Reserved.